Effective on 1 January 2025, the beneficiary rules of Fortune Wings Club will be adjusted. The adjustment details are as follows:

1. There will be annual upper limit for addition or modification of beneficiary. Every member can add or modify up to six beneficiaries each year.

2. Every member can add up to ten beneficiaries for the first time. Adding or modifying beneficiary on the next day will be counted towards the annual limit. Adding or modifying beneficiaries will take effect 30 days after the successful submission of the application.

3. Member accounts with beneficiaries added before January 1, 2025 will be considered as having completed the initial addition by default. Any subsequent additions or modifications will be counted towards the annual limit.

4. Other beneficiary rules of Fortune Wings Club remain unchanged.